|
LOAN RATES* (Effective 12/01/2011)
|
|
Loan Type
|
Interest Rate
As Low As
|
Annual
Percentage
Rate
|
Term (in Months)
|
|
Vehicle Loans
|
|
**Autos, Motorcycles, Dirt Bike/ATVs
and Personal Watercraft (2009 to 2011)
|
2.75%
|
2.75%
|
12-24
|
|
3.00%
|
3.00%
|
36
|
|
3.25%
|
3.25%
|
48
|
|
3.50%
|
3.50%
|
60
|
|
3.75%
|
3.75%
|
72
|
|
4.75%
|
4.75%
|
84
|
|
**Autos, Motorcycles, Dirt Bike/ATVs
and Personal Watercraft (2008 or older)
|
3.50%
|
3.50%
|
36
|
|
3.75%
|
3.75%
|
48
|
|
4.00%
|
4.00%
|
60
|
|
5.00%
|
5.00%
|
72
|
|
New RV/Boat (2009)
|
8.00%
|
8.00%
|
120
|
|
9.00%
|
9.00%
|
144
|
|
9.50%
|
9.50%
|
180
|
|
Used RV/Boat (2001-2008)
|
9.00%
|
9.00%
|
96
|
|
10.00%
|
10.00%
|
120
|
|
Personal Loans
|
|
|
Interest Rate
As Low As
|
|
|
|
Star Signature
|
1.95%
|
1.95%
|
12
|
|
Personal - Unsecured
|
10.00%
|
10.00%
|
12-60
|
|
Personal Line of Credit
|
10.00%
|
10.00%
|
48
|
|
Share Secured
|
3.95%
|
3.95%
|
60
|
|
Certificate Secured
|
3% over cert. rate
|
|
60
|
|
Real Estate Loans (Owner-Occupied Only)
|
|
Mini Mortgage
|
Call for Today's Great Rate!
|
72-84
|
|
1st Mortgage
|
Call for Today's Great Rate!
|
Up to 360
|
|
2nd Mortgage
|
Call for Today's Great Rate!
|
Up to 300
|
|
Home Equity Line of Credit
|
Call for Today's Great Rate!
|
10 year draw
|
credit card agreement.pdf
credit card disclosure.pdf
** Tie this loan to your home and possibly benefit from writing off the interest on your taxes by using a Coast-Tel Courtesy Lien. Check with your tax adviser regarding possible tax write offs!!! |
