Coast-Tel Federal Credit Union
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Loan Rates

 
LOAN RATES* (Effective 1/01/2019)
Loan Type
Interest Rate
As Low As
Annual
Percentage
Rate
Term (in Months)
Vehicle Loans

**Autos,  Street Motorcycles, last 7 model years - 

under 100,000 miles

2.25%
2.25%
48
2.45% 
2.45%
60
2.95% 
2.95% 
72
 4.10%
4.10% 
84
 
 
 
 
 
 

**Autos,  Street Motorcycles 2012 or older

 or over 100,000 miles
 
 
3.25% 
3.25%
48 
 3.50%
 3.50%
60
4.50% 
4.50% 
72 

 New RV/Boat (2018-2019)

Dirt Bike/ATVs/Off Road vehicles, Personal Watercraft
 
5.75%
5.75%
84
6.75%
6.75%
96
7.75%
7.75%
120

Used RV/Boat(2009-2017)

Dirt Bike/ATVs/Off Road vehicles, Personal Watercraft

6.75%
6.75%
72
7.75%
7.75%
84

Personal Loans
 
 Interest Rate
As Low As
 Annual
Percentage
Rate
Term (in Months)
Star Signature
1.95%
1.95%

12 

Personal - Unsecured
8.00%
8.00%
12-60 
Personal Line of Credit
8.00%
8.00%
48
Share Secured
3.50%
3.50%
60
Certificate Secured
3% over cert. rate
 
60

Real Estate Loans (Owner-Occupied Only)
 
 
 
Home Equity Line of Credit - 75% LTV
variable rate depending on credit
10 year draw

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