Coast-Tel Federal Credit Union
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Saving Rates

 
This rate schedule states rates applicable to specified accounts and fees common to all accounts. This schedule is incorporated as a part of your account agreement with Coast-Tel Federal Credit Union.
 
REGULAR SHARE ACCOUNT RATES – as of Jan 1, 2019
Type
Balance Required
Dividend Rate
Annual Percentage Yield*
Regular Share Account
$100
0.03%
0.03%
$10,000
0.03%
0.03%
Young Savers Account
$5
0.03%
0.03%
$10,000
0.03%
0.03%
Sub Share Account
$100
0.03%
0.03%
$10,000
0.03%
0.03%
Christmas Club
$100
0.03%
0.03%
$10,000
0.03%
0.03%
Regular Share IRA
$5
0.03%
0.03%
$10,000
0.03%
0.03%
 
*Dividends compounded quarterly
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INVESTMENT SHARE  ACCOUNT RATES – as of Jan 1, 2019
Minimum Balance
Dividend Rate
Annual Percentage Yield*
$2,000
0.03%
0.03%
$10,000
0.05%
0.05%
$50,000
0.10%
0.10%
  
 
*Dividends compounded monthly
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Additional terms and conditions apply. Penalties may apply for early withdrawal. Consult your truth in savings documents for additional information on this account.
SHARE CERTIFICATE AND IRA  SHARE CERTIFICATES – as of Jan 1, 2019

  Term

Minimum Required
Dividend Rate
Annual Percentage Yield*
6 Month
$1,000
0.10%
0.10%
$10,000
0.10%
0.10%
12 Month
$1,000
0.10%
0.10%
$10,000
0.10%
0.10%
24 Month
$1,000
0.15%
0.15%
$10,000
0.15%
0.15%
36 Month
$1,000
0.20%
0.20%
$10,000
0.20%
0.20%
 

*Dividends compounded monthly on 6 month certificates. All others compound quarterly.

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Penalty may be imposed for early withdrawal. Additional terms and conditions apply. Penalties may apply for early withdrawal. Consult your truth in savings documents for additional information on this account.

 All member accounts are insured by the National Credit Union Administration (NCUA) to at least $250,000. IRA accounts insured separately up to $250,000 through NCUA

 
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