Founded on the basic democratic premise of the cooperative movement, Coast-Tel Federal Credit Union, a non-profit financial institution, believes that access to low-cost financial products, services and education is a critical element to the well-being of all area residents. Our vision is to provide access to basic financial products, services and education to all county residents who need and desire them.
Through our outstanding commitment to individual member service, we have been a contributing partner to the economy of the Salinas Valley since 1959. This is an exciting time at Coast-Tel FCU as we have recently expanded our service area to include all of Monterey County. Thanks to you, our members, as we grow and continue to invest funds locally, our local economy and its residents grow and prosper as well.
BENEFITS OF MEMBERSHIP
The motto of Coast-Tel FCU is “Big Enough to Serve ~ Small Enough to Care.” What this means is that Coast-Tel FCU strives to provide its members with a broad array of the same products and services you are use to finding at much larger financial institutions (without the associated high costs) while maintaining the human element of serving its members, that is, personalized one-on-one attention.
Below you will find a summary of all that membership with Coast-Tel FCU has to offer. Unless specifically noted, these are all FREE services!!!
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· Regular Share (savings) Accounts
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· Share Draft (checking) Accounts
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· Share Certificate (time savings) Accounts
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· IRA Accounts (some fees apply)
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· ATM Cards w/POS Access
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· VISA Check Cards
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· No Annual Fee VISA Credit Cards
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· Share-secured VISA Cards
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· 24/7 Account Access Via Call-24
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· Home Banking
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· On-Line Bill Payment Service
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· On-Line VISA Card Access
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· Travelers Checks
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· Money Orders ($1 each)
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· Notary Service
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· Discounted Amusement Park Tickets
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· Youth Savings and Loan Programs
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· College Scholarship Programs
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· Toll-free nationwide access to a live person (during normal business hours)
and Call-24 (during non-business hours)
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