Coast-Tel Federal Credit Union
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Founded on the basic democratic premise of the cooperative movement, Coast-Tel Federal Credit Union, a non-profit financial institution, believes that access to low-cost financial products, services and education is a critical element to the well-being of all area residents. Our vision is to provide access to basic financial products, services and education to all county residents who need and desire them.

Through our outstanding commitment to individual member service, we have been a contributing partner to the economy of the Salinas Valley since 1959. Coast-Tel FCU serves people who live, work, worship or go to school of Monterey County. Thanks to you, our members, as we grow and continue to invest funds locally, our local economy and its residents grow and prosper as well.


The motto of Coast-Tel FCU is “Creating Community.” What this means is that Coast-Tel FCU strives to treat its members like family and provide its members with a broad array of the same products and services they would find at much larger financial institutions (without the associated high costs) while maintaining the human element of serving its members, that is, personalized one-on-one attention.  As we love to say....


Below you will find a summary of all that membership with Coast-Tel FCU has to offer.

Unless specifically noted, these are all FREE services!!! 


 ·    Regular Share (savings) Accounts
 ·    Share Draft (checking) Accounts
 ·    Share Certificate (time savings) Accounts
 ·    IRA Accounts (some fees apply)
 ·    ATM Cards with no fee Point Of Sale Access
 ·    VISA Check/Debit Cards
 ·    VISA Credit Cards as low as 9.95% APR with Scorecard Points & NO Annual Fee
 ·    Secured VISA Cards at 13.95% APR with Scorecard Points & NO Annual Fee
 ·    On-Line Banking
 ·    Free On-Line Banking, Bill   Pay, eStatements & eAlerts

 ·    A great Mobile App

 .    Mobile Deposit

 ·    On-Line VISA Card Access

 ·    Free Notary Service for CU documents-all   others $5.00

 ·    Money Orders ($2 each)
 ·    Youth Savings and Loan Programs
 ·    High School Scholarship Program
 ·    Top Notch Member Service
 ·    College Scholarship Program
·    Toll-free nationwide access to a live person (no phone tree!) during business hours


Creating Community Since 1959!

2014 Coast-Tel Federal Credit Union. All rights reserved.

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